Emma Hardaker


Over the last twenty years, Emma has built extensive experience in financial crime risk management in the financial services sector. She has held CF11/SMF17 roles, built financial crime risk management teams and frameworks, advised on policy and the application of regulation, devised and delivered training, worked on the interface between public and private sector and generally tried to play her part in strengthening the industry’s response to this ever-growing threat.

Having worked both in house and as an adviser, she has experience of working for and/or with accountancy firms, private banks and wealth managers, commercial banks, non-bank financial institutions, cryptocurrency institutions and law firms on a variety of financial crime risks including money laundering and terrorist financing, sanctions, market abuse, bribery and corruption and facilitation of tax evasion. Since joining Lloyd’s of London as Head of Financial Crime in late 2018 she has been applying that experience to the general insurance sector.






Emma Hardaker
Head of Financial Crime and Compliance
Lloyd's of London