Carolin Gardner


Carolin is the Acting Head of the AML/CFT Unit, in the Innovation, Conduct and Consumers Department at the European Banking Authority.

She oversees the development of common European AML/CFT standards for credit and financial institutions and their supervisors, and work to foster cooperation and information exchange among key stakeholders. She is also responsible for a programme of reviews of competent authorities’ approaches to AML/CFT supervision.

Prior to joining the European Banking Authority, Carolin was a technical specialist for financial crime policy at the UK Financial Conduct Authority, and a policy officer at Transparency International, an international anti-corruption charity.






Carolin Gardner
(Acting) Head of Unit (AML/CFT)
European Banking Authority