Victims often experience stress, anxiety, sleep problems, social withdrawal, and, in severe cases, thoughts of self-harm, with trust-based scams like romance fraud causing the deepest trauma. Support systems are fragmented, inconsistent, and rarely equipped to address these harms, leaving many victims without the help they need. The report calls for fraud to be recognised as a public health issue, urging systemic reforms including trauma-informed, victim-centred services,..