FinCEN renews its Residential Real Estate GTOs, requiring title insurance companies to identify individuals behind shell companies used in non-financed purchases – expires 28 Feb 2026

Effective from October 10, 2025, to February 28, 2026, the renewal maintains the existing geographic coverage and purchase thresholds—$300,000 in most areas and $50,000 in Baltimore City and County. The extension bridges the gap until the new Residential Real Estate Transfers Rule (RRE Rule) takes effect on March 1, 2026, reinforcing efforts to curb illicit finance in the real estate sector…