EBA’s 2025 Final Report on AML/CFT Implementation Reviews shows EU supervision has strengthened, yet gaps in tools and enforcement remain, with AMLA set to ensure consistent FC oversight

The report highlights that national competent authorities have improved risk-based supervision, enhanced cooperation with domestic and international partners, and made better use of supervisory tools. It also identifies ongoing challenges, including staff shortages, limited resources, and uneven implementation of AML/CFT measures across jurisdictions, which could affect the effectiveness of the EU’s anti-money laundering framework…