EBA’s 2025 Annual Report highlights strong EU/EEA bank capital resilience amid rising geopolitical, real estate, and cyber risks, alongside continued progress on MiCA, DORA, and Pillar 3 data integration

The 2025 Annual Report outlines the EBA’s work to simplify and strengthen the Single Rulebook, assess banking-sector resilience, improve supervisory convergence and advance more integrated, data-driven reporting. It also records the Authority’s growing responsibilities for crypto-assets and digital operational resilience, alongside preparations for transferring its AML/CFT mandates to AMLA and continued work on consumer protection, sustainable…