EBA’s 2025 Factsheet, AI Act: Implications for the EU Banking and Payments Sector, urges banks to enforce strict governance, transparency, and accountability for high-risk AI in credit scoring

by | Nov 21, 2025

The EBA’s analysis identifies that AI systems commonly used by banks — such as those for evaluating creditworthiness, pricing, customer clustering and transaction monitoring — fall under the high-risk category of the AI Act and must comply with obligations including...

EBA’s final report on AML/CFT colleges shows growing maturity and effectiveness in cross-border supervisory cooperation, with improved information-sharing though gaps remain in risk-based coordination

by | Oct 22, 2025

In its fifth and final report on the functioning of AML/CFT colleges, the EBA concludes that these permanent structures facilitated enhanced supervisory cooperation and information-sharing among competent authorities within the EU. However, the report also notes that...