FCA’s Joint Executive Director highlights a shift towards a more proactive, intelligence-led approach to FC, using early intervention, supervision and global cooperation to prevent harm before it occurs

The speech sets out a broader enforcement model that uses supervision, market oversight, voluntary restrictions and proactive detection alongside formal investigations, citing 369 voluntary outcomes in the last financial year and quicker public resolutions since July 2024. It also highlights growing risks from AI-enabled crime and cross-border schemes, calling for stronger intelligence sharing among regulators, law enforcement and industry while expanding work on crypto promotions, motor finance, professional body supervision and international investigations…